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Terms & Conditions of Use

Welcome to Online US Loans (the "Website"). These Terms and Conditions govern your access to and use of the Website. Please read these terms carefully before using the Website. By accessing and using the Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the Website.

1. User Responsibilities

1.1 By using the Website, you confirm that you are 18 years of age or older and reside in the United States.

1.2 You agree to provide accurate and truthful information when using the Website and its services. The Website is intended for personal, non-commercial use only.

1.3 Any unauthorized commercial use or exploitation of the Website is strictly prohibited.

2. Financial Services

2.1 Online US Loans acts as a platform to connect customers with a network of lenders. We are a broker, not a lender.

2.2 Our unique algorithm matches customer requirements with suitable lenders based on various factors, including application details and lender products. We do not receive commissions from lenders for providing this service.

2.3 We do not charge customers any fees for using our services.

3. Security and Privacy

3.1 We prioritize the security of your personal information and take reasonable measures to protect it. While we strive to maintain the security of the Website, we cannot guarantee that unauthorized third parties will not circumvent our security measures.

3.2 We assume no liability for any unauthorized access or alterations to the Website. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

4. Disclaimer of Warranties

4.1 The Website and its content are provided on an "as is" basis. We make no representations or warranties regarding the suitability, accuracy, or completeness of the information on the Website.

4.2 We do not guarantee uninterrupted or error-free access to the Website. To the fullest extent permitted by applicable law, we disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability

5.1 We shall not be liable for any damages, losses, or expenses arising from your use of the Website. In no event shall our total liability to you for any claims, damages, or losses exceed the amount paid by you, if any, for accessing the Website.

5.2 We shall not be liable for any third-party content or actions on the Website, including the content of linked sites.

6. Intellectual Property

6.1 The content and materials on the Website are protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written permission.

6.2 All trademarks, logos, and service marks displayed on the Website are the property of their respective owners. Use of any trademarks without permission is strictly prohibited.

7. Links to Third-Party Websites

7.1 The Website may contain links to third-party websites for your convenience. We do not endorse or have control over the content of these websites.

7.2 We are not responsible for the privacy practices or terms and conditions of third-party websites. Please review their policies before accessing or using those sites.

8. Governing Law and Dispute Resolution

8.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States.

8.2 Any disputes or claims arising from these Terms and Conditions shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

8.3 You waive your right to participate in class action lawsuits or multi-party arbitrations.

9. Modification of Terms

9.1 We reserve the right to modify or amend these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Website.

9.2 It is your responsibility to review these Terms and Conditions periodically for any updates or changes.