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How It Works


Our forms are easy, fast, and secure.


No long waiting periods.


See the cash in your account as soon as the next business day.

About Online US Loans

At Online US Loans, we are dedicated to providing quick and reliable loan solutions tailored to your financial needs. As a trusted online loan provider, we work closely with leading direct lenders to simplify your search for short-term loans, installment loans, and personal loans.

Streamlined Loan Process

We understand that time is of the essence when you need funds. Our innovative platform saves you the hassle of searching through numerous lenders. With real-time access to a wide panel of over 100 trusted lenders and brokers, we deliver fast loan decisions.

Meeting Your Financial Requirements

Whether you need a loan for a new car, unexpected bills, or an emergency expense, Online US Loans has you covered. Simply complete our short form, and you'll receive an instant online decision tailored to your unique circumstances.

Smart Loan Matching

Our advanced loan sourcing engine swiftly searches hundreds of lending products, connecting you with a suitable direct provider or broker. In the event that we are unable to secure a loan for you, we may offer alternative products, such as credit cards or credit reporting services.

Transparent and Reliable Service

Online US Loans, a trading style of Choose Wisely Ltd, is committed to your financial well-being. We prioritize your security and will never contact you to request money or ask you to purchase any products before receiving your loan.

Flexible Loans for All Credit Backgrounds

No matter what your credit background, many of our lenders are willing to offer loans to consumers with various FICO scores. Loans typically range from $500 to $10000 and can be repaid over 3 to 60 months. You will typically have the option to customize your repayment plan based on your financial goals.

Experience Online US Loans today and discover a trusted partner that puts your financial needs first.

Online US Loans is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third party lenders. You register online from your home computer or any mobile device. Because the process occurs in real time, it's very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day